Message from the President
I would like to express my sincere appreciation to all of you for your continued support and patronage.
Under our Management Principle of “a financial group that is indispensable to its region,” we aim to be the most accessible and trusted institution in the region by sincerely addressing the issues faced by the local communities and customers, as well as improving our ability to provide solutions. It is out of this determination that we have designated Our Vision as “a solution company rooted in communities and selected as a partner to walk together.”
In recent years, the business environment has faced significant changes and uncertainty, such as a shift from the long-standing ultra-low interest rate environment and rising prices. Under these circumstances, we believe it is essential to build a solid foundation to support sustainable growth by expanding growth-oriented investment with an eye on the future and further strengthening our management structure. Based on this recognition, we launched the new medium-term management plan in April 2025 and have been promoting three basic themes of “Growth,” “Empowerment,” and “Sustainability” and we have positioned this period as three years to leap into the future.
In the “Growth” initiative, we will further advance the deepening and expansion of the solutions business that we have cultivated to date, strengthen our relationships with customers, and aim for growth together. For our corporate clients, we are further focusing on providing strategic solutions that are deeply involved in management strategies, including business and finance. For individual customers, we are working to improve convenience by providing the most appropriate channels and strengthening our provision of solutions tailored to each life stage so that we can become the financial institution of choice closer to our customers. Looking to the future, we will also work to pursue new growth opportunities, including expanding business areas through strategic investment and alliances.
In the “Empowerment” initiative, we are engaged in human resource development aimed at becoming a “solution company” through active investment in human capital. In addition, we are promoting reforms to create an organizational culture with a high willingness to take on challenges and grow by improving productivity through operational reforms and the use of advanced digital technologies such as generative AI. We will create an environment in which each and every employee can maximize their abilities and create a system that can provide high-quality and high-value-added services to customers.
In the “Sustainability” initiative, to contribute to the sustainable growth of regional economies, we will utilize our diverse networks to strengthen our efforts to resolve issues facing local communities. At the same time, we will strengthen engagements to financially support our clients’ decarbonized management and focus on promoting carbon neutrality throughout the local community. We are also focusing on the sophistication of group governance to build a solid management foundation. Through these efforts, we will continue to create social and economic value as a regional financial group and aim for the sustainable development of the regional communities and the Group.
We will continue to pursue services that exceed customer expectations and contribute to the sustainable development of local communities by promoting enhanced corporate value through sustainable growth. We look forward to your continued support and look forward to serving you in the future.
April 2026
The Bank of Yokohama, Ltd.
President and Representative Director
