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Message from the President

Yasuyoshi Oya President

First of all, I would like to begin by extending my deepest gratitude for your ongoing support of Bank of Yokohama.
My name is Yasuyoshi Oya, and I have been appointed Representative Director and President.

It has been two years since Concordia Financial Group was established through the business integration between the Bank of Yokohama and Higashi-Nippon Bank. During those two years, the Bank of Japan’s so-called negative interest rate policy has continued to have an impact and the social environment has changed at an unprecedented pace, including advances in digital technology.

This fiscal year we introduced a district-based division system in which sales areas are divided into 2 zones (Head office and Tokyo/other prefectures) and five districts (East, Central, West, South, and Kawasaki) so that we can respond to these changes in the business environment, strengthen our community-based relationship banking in depth, and further promote customer-centered businesses.
The division manager appointed for each zone and district will meticulously ascertain and gain an understanding of the diverse, unique issues faced by and demands of the particular district and formulate and implement a regional strategy as a district manager. By continuing these efforts, we will deepen the Hamagin Next Decade Project, in which we consider the future of each district.

I have always undertaken my work with a desire that the Bank of Yokohama is considered to be convenient and reliable by its many customers. Taking into consideration various factors including the greater speed of globalization and rapid development of digital technology, we must promptly respond to issues and continue to evolve. On the other hand, I am sure that we will continue to protect the community- and customer-centered stance that we have consistently taken as a regional financial institution.

In 2020, the Bank of Yokohama will celebrate the 100th anniversary of its founding. We will continue to strive to be a financial group that is of service for our customers so that we can demonstrate the new endeavors we have undertaken.

I ask for your continued support and patronage in the future.

June 2018
Yasuyoshi Oya
Representative Director, President