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Message from the President

Kenichi Kawamura President

Let me express my deepest appreciation to all our stakeholders for their continued support of Bank of Yokohama.

In April 2016, Bank of Yokohama merged with Higashi-Nippon Bank and thus embarked on a new direction as a member of the Concordia Financial Group. Following management integration, Bank of Yokohama has remained true to its spirit of ‘doing what only Bank of Yokohama can do’, and has continued to work to provide convenience in services as a regional financial institution, while maintaining a sense of gratitude toward our customers.

Since assuming my duties as President in June 2016, Bank of Yokohama has pursued a customer-oriented business approach, and implemented a wide range of initiatives.
While listening directly to the voice of the individual customer, we have successively established branches that are open on holidays, and provided new services that leverage financial technologies.
We have accumulated a solid understanding of the business content of our corporate customers, and offer fine-tuned services and solutions tailored to the different life stages of a company (inception, growth, regeneration, succession).
We have envisioned the future of various regions together with local municipalities, reflected together on how Bank of Yokohama can help shape this vision as a regional financial institution, and moved forward with a wide range of initiatives involving urban development and regional revitalization.

The environment surrounding the financial sector remains challenging and continues to undergo rapid change against the backdrop of the recent massive monetary easing, long-term population decline, and advances in the FinTech sector.
Such major transformations in the environment are the driving force behind the high expectations that customers hold for regional financial institutions.
While accurately grasping the needs of our customers and consolidating the knowledge and expertise we possess as a banking group, we will continue to thoroughly execute our original duties as a bank by providing high value-added services and solutions that exceed the expectations of our customers without being inhibited by routine or conventional practices.

I ask for your continued support and patronage in the future.

September 2017
Kenichi Kawamura
Representative Director, President