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Group Companies,Subsidiaries and Affiliates

Group Companies

Concordia Financial Group
HIGASHI-NIPPON BANK

Subsidiaries and Affiliates

Name Main Business
Hamagin Tokai Tokyo Securities Co.,Ltd. Securities services
Hamagin Finance Co.,Ltd. Leasing and factoring services
Hamagin Research Institute,Ltd. Consulting business, conducting surveys researches, and other information services
Sky Ocean Asset Management Co.,Ltd. Investment Trust Management Business
Yokohama Capital Co.,Ltd. Investment in, and Financing to, small and medium-sized enterprises
Yokohama Guarantee Co.,Ltd. Residential-loan-guarantee services
Yokohama Staff Service Co.,Ltd. Fee-Charging employment placement business and management of real estate
Hamagin Business Operations Center Co.,Ltd. Back office services
Yokohama Operation Service Co.,Ltd. Cash dispenser control center
Hamagin Mortgage Service Co.,Ltd. Real estate appraisal services
BANKCARD Service Japan Co.,Ltd. Creditcard services

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